Welcome to bighornmortgage.com, operated by Bighorn Mortgage Group Ltd. ("Bighorn Mortgage," "we," "our," or "us"). By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

1. Use of This Website

This website is provided for informational purposes and to facilitate mortgage inquiries. You agree to use this site only for lawful purposes and in a manner that does not infringe the rights of others. You may not:

• Use this site for any unlawful or fraudulent purpose
• Transmit any unsolicited or unauthorized advertising material
• Attempt to gain unauthorized access to any part of the site
• Interfere with the proper working of this website
• Use automated tools to scrape, crawl, or extract data from this site

2. Not a Loan Commitment

Information provided on this website, including calculator results and educational content, is for general informational purposes only and does not constitute a loan approval, commitment to lend, or guarantee of any specific loan terms, rates, or programs. Actual loan terms are subject to credit approval, property appraisal, and verification of information.

Bighorn Mortgage Group Ltd. is a licensed mortgage broker. We arrange mortgage loans but do not make credit decisions. All loans are subject to lender approval.

3. SMS Communications

By providing your mobile phone number and opting in to SMS communications on our contact form, you agree to receive text messages from Bighorn Mortgage Group regarding your mortgage inquiry and loan-related updates.

• Message Frequency: Message frequency varies.
• Costs: Message and data rates may apply.
• Opt-Out: Reply STOP to any message to unsubscribe at any time.
• Help: Reply HELP to any message for assistance.

SMS opt-in is optional and not required to receive mortgage services from Bighorn Mortgage Group.

4. Calculator Disclaimer

The mortgage calculators provided on this website are for educational and estimation purposes only. Results are approximate and based on the information you enter. They do not account for all factors that affect your actual loan payment, including but not limited to final interest rate, loan fees, mortgage insurance requirements, or property tax variations. Contact our team for a personalized analysis.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Bighorn Mortgage Group Ltd. or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Third-Party Links

This website may contain links to third-party websites, including our loan application portal (Arrive) and NMLS Consumer Access. These links are provided for your convenience. We are not responsible for the content, privacy practices, or terms of any third-party websites. Your use of those sites is governed by their own terms and policies.

7. Limitation of Liability

To the fullest extent permitted by law, Bighorn Mortgage Group Ltd. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein. Our total liability for any claim arising from use of this website shall not exceed one hundred dollars ($100).

8. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Douglas County, Colorado.

11. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with a revised effective date. Your continued use of the website after any changes constitutes your acceptance of the new terms.

12. Licensing Information

Bighorn Mortgage Group Ltd. is a licensed mortgage broker in the State of Colorado. NMLS #1711344. Jason Staadt, Owner and Expert Mortgage Concierge, NMLS #182354. For licensing information, visit www.nmlsconsumeraccess.org.

13. Contact Us